Risk Management

The primary function of the Office of Risk & Insurance is to reduce the County's total cost of risk. The County self insures most risks including, but not limited to, property damage and personal injury liability. The County purchases commercial insurance for its real property, most inland marine, boiler & machinery and employee theft and dishonesty exposures.

The Office of Risk & Insurance Management has a comprehensive vendor contract insurance specification (risk transfer) process.

The contract insurance specifications request process is initiated at the request of the department. The department submits a single one-sided form. From the information on this form the ORIM produces "contract insurance specifications" which become part of the vendor's contract with Broome County.